Restaurants

Traditional restaurants and similar activities, with solutions suited to the risks arising from their operation.

Risk Profile

  • Human Density Exposure: Very High

  • Weather Exposure: Variable

  • Event Duration: Short-Term / Occasional

  • Market Conditions: Selective

Determining Factors

  • Approved & Documented Security Plan

  • Certified Temporary Structures

  • Contractor & Supplier Coordination Framework

  • Appropriate Event Cancellation Coverage

Coverage Lines

  • Event Organiser’s Liability

  • Artists’ Public Liability (Bodily Injury Cover)

  • Event Cancellation Insurance

  • Hired Equipment Insurance

  • Machinery Breakdown

  • All Risks Erection & Dismantling Cover

Key Underwriting Considerations

  • Temporary Structures Exposure

  • Adverse Weather Conditions

  • Crowd Management & Security Planning